management

Raisin

<div><h2>About Raisin Bank</h2> <p>As part of the Raisin family, Raisin Bank combines the best of both worlds: the experience and security of a bank, with the flexibility and innovation of a start-up. Our team is just as diverse as our partners. If you are looking for a dynamic environment in which you can play to your strengths and develop further, then you have come to the right place!</p> <p>Founded in 1973, our dynamic and innovative service bank has a full banking licence and brings the decades of experience of an established German credit institution to the table. In processing both loan portfolios and receivables of selected borrowers, it combines performance strength and competent advice with efficient solutions. Since 2019, the bank has been a wholly-owned subsidiary of Raisin and has been operating under the name Raisin Bank AG since August 2019.</p> <h2>Team</h2> <p>The focus in the daily work of the team is on the identification, analysis and evaluation of credit risks. In the credit decision process, the team assumes a high level of responsibility as it analyzes the borrower units and performs the creditworthiness analysis.</p> <h2>Your Responsibilities</h2> <ul> <li>Identification and analysis of credit risks.</li> <li>Development and optimization of processes in credit analysis.</li> <li>Preparation of votes and credit decisions in the area of factoring.</li> <li>Credit assessment in the onboarding process of new cooperation partners in the area of factoring and fronting.</li> <li>Supporting the specialist departments in the introduction of new products and cooperations.</li> <li>Development of solutions for the implementation of supervisory regulations.</li> <li>Participation in projects.</li> <li>Reporting directly to the Head of Credit Risk Management &amp; Operations.</li> <li>Cooperation with other departments and external partners for risk assessment and minimization.</li> </ul> <h2>Your Profile</h2> <ul> <li>Completed commercial training, studies in economics, finance or similar.</li> <li>Experience and good expertise in credit analysis of corporate clients.</li> <li>Good knowledge in the areas of credit and banking supervision law (KWG, MaRisk, etc.).</li> <li>Experience in early risk identification and assessment of risky credit exposures.</li> <li>Good communication skills and ability to work in a team.</li> <li>Good knowledge of MS Office applications.</li> <li>Fluent German and good English skills.</li> <li>Analytical thinking, good numerical skills and forward-looking as well as proactive and structured work style.</li> </ul></div>

Credit Risk Manager (m/w/d)

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